Medicaid is the federal, needs-based medical insurance program and Medi-Cal is California’s name for that program.
Yes. Your primary residence is considered exempt when you apply for Medi-Cal benefit. While the federal law has changed although the changes have not yet been implemented in the State of California, the current law allows your primary residence, no matter what value, to be considered exempt and therefore, it is not counted as an available asset when you apply for Medi-Cal beneifts.
No. When a spouse who received Medi-Cal passes away, the Department of Health Care Services cannot make a claim or place a lien on the primary residence where the surviving spouse resides until the surviving spouse has passed away. When the surviving spouse passes away, the DHCS can only make a claim against the interest in the property owned by the Medi-Cal recipient at the time of their death.
No. Giving away your inheritance while you are receiving Medi-Cal long term care benefit is treated like making a gift. You will be penalized and lose your benefits for a period of time that depends on the amount that you gave away.